Money Cart 2 Pros & Cons
Money Cart 2 delivers classic Aristocrat action with a proven track record. The choice-based free spins and stacked symbols create a good variety, but the RTP and max win won't impress everyone.
- 98.00% RTP at top setting — among the highest in the entire commercial slot industry
- Bonus-only structure means every spin is the feature — no filler base game
- 50,000x max win is reachable through structural round development, not single rare events
- Mechanical transparency — players can predict round value mid-round based on landed symbols
- Low bet minimum (€0.10) makes the slot accessible despite Very High volatility
- Same Money Train universe as Money Train 2/3/4 with familiar symbol set
- Very High volatility (10/10) means most rounds end with minimal payout — bankroll discipline critical
- Multiple lower RTP versions (96.10%, 94.10%) circulate — verify at operator before play
- No base game means no extended “value” from spins between bonuses — every spin costs full bet
- Limited bet range max (€20) compared to standard slots may frustrate high-stakes players
- Players unfamiliar with Money Train universe may need a few rounds to learn symbol functions
Money Cart 2 Slot Review
Money Cart 2 is one of the most structurally unusual slots Relax Gaming has released. Built around the bonus round mechanic from the studio’s Money Train series, it removes the base game entirely — every spin is a bonus round. Players enter the feature directly with their bet, no scatter trigger required, and play a respin sequence on a 5×4 grid where every winning symbol sticks permanently for the duration of the round. The RTP at the standard setting is 98.00% — one of the highest in the entire industry — because the bonus-only format removes the variance dilution of standard base-game play.
The mechanical core is the persistent symbol + payer/collector interaction imported from Money Train. Symbols land with attached cash values; payers add their value to all coins on screen, collectors collect all coin values to themselves, and combination payer+collectors do both at once. The headline figure — 50,000x max win — is reached when a long respin chain assembles payer/collector/combination symbols across a near-full grid. Cost per round: 1x bet. Volatility: 10/10. There is no buy feature because every spin is the buy.
| Specification | Details |
|---|---|
| Developer | Relax Gaming |
| Release Date | January 28, 2021 |
| Reels X Rows | 5 reels × 4 rows (12 inner positions) |
| RTP (Return to Player) | 98.00% |
| Volatility Level | Very High (10/10) |
| Min Bet | €0.10 |
| Max Bet | €20 |
| Max Win Potential | 50,000x bet |
| Persistent Symbols | All bonus symbols stick to position for entire round |
| Respins | 3 respins, reset each time new symbol lands |
| Mobile Compatible | Yes |
🚍 Key Features & Mechanics
🚍 The Bonus-Only Structure — Every Spin Is a Round
Money Cart 2 has no base game. Pressing spin enters a complete Money Train-style bonus round immediately. Each round begins with 3 respins available on a 5×4 grid (12 inner positions; the outer ring is decorative). Symbols land on the grid with attached values; landing any new symbol resets the respin counter to 3. The round ends when no new symbols land during three consecutive respins, or when all 12 inner positions are filled.
This structure compresses the entire slot experience into the bonus round. The bet you place is the cost of entering. There is no base game where money is being spent on filler spins. The 98% RTP reflects this: when every spin contributes directly to feature math, the long-term return is significantly higher than slots where 60–70% of spins are non-feature filler.
🚍 Persistent Symbols — Every Symbol Sticks for the Round
Once a symbol lands on a grid position during a round, it stays there for the entire round duration. New symbols land only on empty positions. Across multiple respins, the grid fills incrementally with persistent symbol types — coins, payers, collectors, persistent payers, persistent collectors, combination symbols, and special character symbols.
This persistence is what makes round-by-round progression structural rather than random. A round that lands two collectors on respins 1 and 2 has already determined that any cash values landing on respins 3+ will be collected. A round that lands persistent payers continues to add to coin values every respin without dropping new symbols. The mechanical depth is in the order and combination of persistent symbols revealing across the round.
🚍 Payer / Collector / Combination Symbols — The Math Core
The cash-payment math runs on four symbol types: Coin (lands with a fixed value, e.g., 1x, 5x, 25x bet), Payer (adds its value to every coin on the grid), Collector (collects the values of every coin on the grid to itself), and Persistent Payer / Persistent Collector (perform their action every respin for the rest of the round).
When a payer and collector are both on the grid at the same time, the collector takes the payer’s boosted value. When a combination payer-collector (e.g., the “Reset” symbol) lands, it both pays and collects on the same respin. A round with 2 persistent payers and 1 collector activating on the final respin can chain together hundreds-of-x outcomes. The math is transparent — players can predict round value by mid-round based on what has landed.
🚍 Round End Conditions — Filling the Grid or Three Empty Respins
A round ends in one of two ways: either all 12 inner positions are filled with symbols (triggering an end-of-round payout sequence including all persistent symbols firing one last time), or three consecutive respins land without any new symbols (the respin counter hits zero). The grid-filled ending is the path to the 50,000x ceiling — a fully populated grid with multiple persistent payers and high-value coins resolves to massive payouts.
Strategic note: there is no player input that affects round duration — this is pure structural RNG. The visible distinction from base-game-driven slots is that every player sees the same round structure (3 respins, persistent symbols, payer/collector resolution); the variance is in which symbols land and in what order, not whether a bonus triggers.
Symbol Values & Paytable
5 reels × 4 rows — 12 inner positions. Values at €1 bet:
| Symbol | Function | Value Range | Notes |
|---|---|---|---|
|
Coin
|
Holds cash value | 1x, 2x, 5x, 10x, 25x, 50x, 100x, 500x, 1000x bet | Most common symbol |
|
Payer
|
Adds value to all coins on grid | 1x–50x bet | One-shot when lands |
|
Collector
|
Collects all coin values to itself | Equal to coins collected | One-shot when lands |
|
Persistent Payer
|
Adds value to coins every respin | 1x–50x bet per respin | Active for remainder of round |
|
Persistent Collector
|
Collects from all coins every respin | Equal to collected value | Active for remainder of round |
|
Reset Symbol
|
Pays and collects on same respin | Variable | Combination action |
|
Necromancer Symbol
|
Revives departed character symbols | -- | Special character symbol |
|
Sniper Symbol
|
Adds value to coins on specific reel positions | Up to 25x bet | Special character symbol |
|
Treasure Chest
|
Reveals random symbol on respin | Any of the above | Mystery symbol |
Similar Games You Might Like
Money Train 4
Relax Gaming — 150,000x max win, the latest entry in the universe with character-class selection and the highest ceiling of any Money Train title. Standard base game + bonus structure rather than Money Cart 2’s bonus-only.
Hellcatraz
Relax Gaming — 51,840x max win, cluster pays with escalating multiplier free spins. Same studio as Money Cart 2 with a different mechanical philosophy — cluster pays rather than persistent-symbol respins.
Iron Bank
Relax Gaming — Wild movers and persistent multipliers on a heist theme. Another Relax-universe high-volatility title that uses persistent grid elements as its mechanical hook, similar in design philosophy to Money Cart 2.
Marching Legions
Relax Gaming — 98.12% RTP, 10,000x max win, marching wilds. Same studio with a similarly high RTP through different mechanical means — for players who like the 98% return but prefer a lower-volatility profile than Money Cart 2.
Money Cart 2 vs. Other Money Train Universe Slots
| Feature Name | Money Cart 2 (2021) | Money Train 2 (2020) | Money Train 3 (2022) | Money Train 4 (2023) |
|---|---|---|---|---|
|
Base Game
|
None — bonus only | Standard 5×4 base + bonus | Standard 5×4 base + bonus | Standard 5×4 base + bonus |
|
RTP (Top)
|
98.00% | 96.40% | 96.10% | 96.20% |
|
Max Win
|
50,000x | 50,000x | 100,000x | 150,000x |
|
Bonus Trigger
|
Every spin | 3 scatters | 3 scatters | 3 scatters |
|
Buy Feature
|
N/A — every spin is buy | Yes (100x) | Yes (200x) | Yes (varies by tier) |
Play Responsibly - 18+ Only
Gambling should be entertaining and fun. Remember that slots are games of chance, and there's no guaranteed way to win. Never gamble more than you can afford to lose, and always set limits for yourself. If you feel gambling is becoming a problem, please seek help immediately.
FAQ - Frequently Asked Questions
How does Money Cart 2 work without a base game?
Every spin you place is a complete bonus round. You pay 1x bet, the round begins with 3 respins on a 5×4 grid. Symbols land with attached values; each new symbol resets the respin counter to 3. The round ends when no new symbols land for three consecutive respins, or when all 12 inner positions are filled. There is no scatter trigger to wait for — the bonus IS the slot.
Why is the RTP 98% — is that legitimate?
Yes, the 98.00% RTP is legitimate at the standard setting. The reason it is significantly higher than typical slots (95–96%) is structural: most slots dedicate part of their math budget to filler base-game spins where small wins absorb the long-run return. Money Cart 2 has no base game, so all bet money funnels into the bonus round math. Some operators offer the slot at lower RTP versions (96.10% or 94.10%) — verify the active setting at your casino before play.
What is the Money Cart 2 max win?
The max win is 50,000x bet. This requires a round where the grid fills with multiple persistent payers (compounding coin values across many respins) combined with multiple collectors / persistent collectors taking the boosted coin totals. The 50,000x ceiling is structurally achievable through extended respin sequences with payer/collector compounding, but extremely rare in practice given the 10/10 volatility profile.
What is the difference between Money Cart 2 and Money Train 2?
Money Train 2 is a complete slot with base game and bonus round; the base game is a standard 5×4 grid where 3 scatters trigger the Money Cart-style bonus. Money Cart 2 removes the base game entirely — you play only the bonus, at 1x bet per round. Money Train 2 has lower RTP (96%) because of base-game dilution; Money Cart 2 has 98% because every spin is the feature. Same symbol set, same payer/collector math, completely different player experience.
Is there a Buy Feature in Money Cart 2?
No traditional Buy Feature exists because there is no base game to skip. Every spin IS the buy — you are paying directly to play a bonus round. This structural choice is one of the slot’s defining features. Players accustomed to Buy Feature mechanics in other slots will find Money Cart 2 mechanically equivalent to a continuous Buy Feature at 1x bet.
Is Money Cart 2 available at Canadian online casinos?
Yes. Relax Gaming titles are distributed at licensed Canadian online casinos. Money Cart 2 has been in active distribution since its January 2021 release. Bet range €0.10–€20 (CAD equivalent). Verify the RTP version at your operator — target 98.00% if available; 96.10% and 94.10% versions exist at some operators. Note that the no-base-game structure may be classified differently in some Canadian provincial gaming regulations.