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Slot Review

Money Train 3 Review

by

Relax Gaming

Updated: Febr 2, 2026

RTP

96.10% (96.50% Buy)

Volatility

High (5/5)

Max Win

100,000x Bet

Min Bet

0.10

Max Bet

10.00

Paylines

40 Fixed

Play Money Train 3 Free

🎰
Money Train 3 Demo

Money Train 3 Game Specifications

Game ProviderRelax Gaming
Release DateSeptember 2022
Reels Layout5 Reels, 4 Rows
Game TypeVideo Slot
ThemeFuturistic / Cyberpunk
Mobile CompatibleYes ✓
Free SpinsYes ✓
Buy FeatureYES (20x - 500x)

Money Train 3 Pros & Cons

Money Train 3 delivers classic Aristocrat action with a proven track record. The choice-based free spins and stacked symbols create a good variety, but the RTP and max win won't impress everyone.

👍 Pros
  • 100,000x Max Win: Double the potential of Money Train 2
  • Persistent Shapeshifter: A new, dynamic special symbol
  • Four Bonus Buy Options: Tailor your risk from 20x to 500x
  • Play Free Demo on SlotsGamblers
  • Futuristic Theme: Stunning cyberpunk visuals and sound
  • Tommy Gun Symbols: New modifiers that add value rapidly
👎 Cons
  • High Volatility - Base game can be a grind
  • Persistent Bonus Buy is expensive (500x)
  • Complex bonus rules for beginners

The visuals are incredible. The train looks like a high-tech fortress. The laser effects, 3D animations, and heavy electronic soundtrack create an immersive, cinematic experience. It's a huge step up visually from Money Train 2.

What Players Are Saying About Money Train 3 (Reddit & Forums)

"Relax Gaming somehow topped Money Train 2. The new 'Tommy Gun' symbols are satisfying, but the 'Persistent Shapeshifter' is the MVP. It changes roles every spin, keeping the bonus alive when you think it's over. I hit a 12,000x win on a 100x bonus buy." — User on BigWinBoard, 2024
 

The train has left the Wild West and gone cyberpunk. Money Train 3 by Relax Gaming (released Sept 2022) is the highly anticipated sequel that takes everything you loved about the previous games and amps it up. It features a 5x4 grid with 40 paylines, but the real action is, as always, the Money Cart Bonus Round.

With a staggering 100,000x Max Win, it competes with the biggest slots in the world. New characters like the Persistent Shapeshifter and Absorber add fresh layers of strategy to the hold-and-win mechanic.

You can play Money Train 3 for free right here on SlotsGamblers. All aboard!

Game Overview & Specs

The 100,000x Max Win is the headline. The RTP of 96.10% is solid, jumping to 96.50% if you buy the bonus. The volatility is high, but the base game Respin feature triggers often enough to keep things interesting between bonuses.

DEVELOPER Relax Gaming
THEME Futuristic / Cyberpunk
GRID SIZE 5 Reels, 4 Rows
PAYLINES 40 Fixed
RTP 96.10% (96.50% Buy)
HIT FREQUENCY High Volatility
MAX WIN 100,000x Bet
VOLATILITY High (5/5)
MIN/MAX BET 0.10 / 10.00
BONUS BUY YES (20x - 500x)
RELEASE DATE September 2022

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Bonus Details

Symbol Values and Paytable

The base game payouts are decent (20x for top symbol), but they pale in comparison to the bonus round potential.

👉
SYMBOL 5-OF-A-KIND PAYOUT DESCRIPTION
Red Bandit (Necromancer)
20.00x Bet
Highest paying. The leader.
Orange Bandit (Collector)
10.00x Bet
High value.
Green Bandit (Sniper)
9.00x Bet
High value.
Blue Bandit (Payer)
8.00x Bet
Medium value.
Card Suits (Spade, etc.)
3.00x 5.00x Bet
Low value royals.

How to Play: Cyberpunk Heist

Set Your Bet

Bets range from €0.10 to €10.00.

Base Game

5 Reels, 4 Rows, 40 Paylines. Land 3+ matching symbols to win.

Respin Feature

Triggered randomly on non-winning spins. One symbol becomes sticky, and you get respins to land more. Multipliers can land (1x-3x) to boost the win.

Money Cart Bonus

Land 3+ Bonus symbols to trigger.

Bonus Mechanic

Hold & Win style. Start with 3 spins. Landing a symbol resets count to 3.

Special Symbols

Fill reels to unlock 2 extra columns. Collect special characters to multiply your bet.

Conclusion

Final Verdict

Money Train 3 is arguably the best slot in the trilogy. It balances the insane volatility with enough new features to feel fresh. The Persistent Shapeshifter is a brilliant addition. If you love high-volatility slots, this is the gold standard.

Best For: High rollers and bonus buy enthusiasts.

Play Responsibly - 18+ Only

Gambling should be entertaining and fun. Remember that slots are games of chance, and there's no guaranteed way to win. Never gamble more than you can afford to lose, and always set limits for yourself. If you feel gambling is becoming a problem, please seek help immediately.

FAQ - Frequently Asked Questions

What does the Persistent Shapeshifter do?

It acts as a different special symbol at the end of every spin. One spin it might be a Collector, the next a Sniper. It provides constant action.

Is the 500x Bonus Buy worth it?

It guarantees 1 Persistent Symbol (Collector, Sniper, etc.). While expensive, it offers the highest RTP (96.50%) and the best chance at the 100,000x max win.

How do I unlock new reels in the bonus?

If you fill a reel with symbols (4 symbols high), a new reel opens up. You can unlock up to 2 extra reels this way.

What happens if I fill the whole grid?

If you fill all positions (after unlocking extra reels) and the round ends, or if you reach the win cap, the game pays 100,000x your bet instantly.

What is the Absorber symbol?

The Absorber sucks up all normal symbol values on the grid and adds them to itself. This clears the grid, making space for new symbols to land, effectively extending your bonus round.

What is the Tommy Gun Payer?

This character targets one random symbol and shoots it with a value. It can shoot the same target from 3 to 10 times, rapidly increasing its value before adding its own total to the pot.