Money Train 2 Pros & Cons
Money Train 2 delivers classic Aristocrat action with a proven track record. The choice-based free spins and stacked symbols create a good variety, but the RTP and max win won't impress everyone.
- 50,000x maximum win — one of the highest ceilings in any slot
- Money Cart bonus has 7 unique modifier symbols that interact with each other
- Necromancer extends the bonus at the critical moment — creating real tension
- Bonus Buy available in most Canadian markets
- 96.40% RTP is strong for this volatility level
- Wild West steampunk art direction is genuinely distinctive
- Free demo available at most major operators
- Extremely high volatility — the base game drains bankrolls fast
- Modifier interactions can overwhelm players new to the series
- $20 maximum bet is low for high-rollers
- Bonus rounds can end quickly without large modifier stacks
- Bonus Buy cost is high relative to the bet size
What Players Are Saying About Money Train 2 (Reddit & Forums)
That quote captures something real about Money Train 2. This is not a slot you play passively. The Money Cart bonus round demands your attention in a way almost no other slot does — because you can feel the mechanics building toward something, and the Necromancer can either save you or leave you empty-handed on the last possible respin. It creates genuine narrative tension. Most slots don't do that.
Money Train 2 was released in November 2020 by Relax Gaming as the sequel to their cult-hit original. It improved on the first in every meaningful way: more modifier symbols, deeper interactions between them, a higher maximum win, and a production quality step-up that made the Wild West steampunk setting feel like a complete world rather than a backdrop. Four years after release, it still sits in the top tier of high-volatility slots in Canada — not because of nostalgia, but because the mechanics haven't been beaten.
The 50,000x maximum win is not a marketing number. It has been hit on verified streams. At $1/spin — a moderate bet for this game — that's $50,000 from a single bonus round. Understanding how it gets there is the whole point of this review.
| DEVELOPER | Relax Gaming |
|---|---|
| THEME | Wild West / Steampunk |
| REELS | 5 |
| ROWS | 4 |
| PAYLINES | 5 (fixed) |
| RTP | 96.40% |
| MAX WIN | 50,000x your total bet |
| VOLATILITY | Extremely High |
| MIN/MAX BET | $0.10 / $20 per spin |
| BONUS BUY | YES - widely available in Canada |
| RELEASE DATE | November 2020 |
The Money Cart Bonus: The Heart of This Game
The reels in the bonus are populated by modifier symbols, each carrying a specific function. This is where Money Train 2 separates itself from everything else on the market:
| MODIFIER SYMBOL | FUNCTION | IMPACT LEVEL |
|---|---|---|
|
Payer
|
Displays a cash value. Collected at end of round. | Core mechanic |
|
Collector
|
Multiplies and collects all active Payer values on the board simultaneously. | Core mechanic |
|
Necromancer
|
When the respin counter reaches zero, resets it to 1 — keeping the round alive. | Game- changing |
|
Persistent Payer
|
Stays on the reels permanently for the rest of the bonus, accumulating value with each respin. | High |
|
Sniper
|
Doubles the value of a randomly selected Payer on the board. | Medium- High |
|
Collector + Persistent Payer
|
When a Collector fires while multiple Persistent Payers are loaded, the multiplied collection can reach extreme values. | Maximum |
Symbols & Payouts
The base game paytable is intentionally modest. Standard symbol combinations exist to give the base game some activity between bonus triggers — they're not where the money is.
| SYMBOL | TYPE | 5-OF-A-KIND PAYOUT |
|---|---|---|
|
Train
|
Top Premium | 20x bet |
|
Revolver
|
High Value | 12x bet |
|
Dynamite
|
High Value | 8x bet |
|
Horseshoe
|
Medium Value | 6x bet |
|
A, K, Q, J, 10
|
Low Value | 2x bet |
|
Wild
|
Special | Substitutes all regular symbols |
How the Bonus Buy Works
In most Canadian markets, Money Train 2 offers direct Bonus Buy access. This means you can pay a fixed multiple of your bet to enter the Money Cart bonus round immediately, bypassing the base game entirely.
| BUY OPTION | COST | WHAT YOU GET |
|---|---|---|
|
Standard Bonus Buy
|
~100x your bet | Guaranteed Money Cart bonus round entry |
|
Enhanced Bonus Buy
|
~200x your bet | Bonus entry with improved starting conditions (varies by operator) |
My 200 Spins Test Run
I played 200 spins at $0.50/spin in the free demo to assess the real base game rhythm and get a read on one full bonus round outcome.
- Spins 1–95: Classic extremely high volatility base game. Small wins on standard paylines, four near-triggers where either Collector or Payer appeared without the other. Down $38 after 95 spins — the drain rate is real and consistent.
- Spin 97: Bonus triggered. Collector and two Payers landed simultaneously. Starting values: $2.40 and $1.80. The round opened with three respins. New symbols continued landing — a Persistent Payer appeared on respin 6 at $3.20, staying on the board permanently. A Sniper doubled the Persistent Payer to $6.40 on respin 9. On respin 11, a Collector fired — hitting all active Payer values on the board. Total bonus round win: $47.20 from a $0.50 spin. That's 94.4x the bet.
- Spins 98–200: No further bonus triggers. Standard base game activity, small payline wins.
- Final balance: Started $100, ended $71.20. Down $28.80 overall — the single bonus round partially offset the base game drain but didn't fully recover it.
Honest assessment: One bonus trigger across 200 spins is consistent with the documented trigger frequency for this game. The 94x win I got was a solid outcome — but I never hit the Necromancer extension or the high-stack Persistent Payer scenario that generates the slot's extreme wins. Money Train 2 requires a substantial bankroll buffer and genuine patience. The mechanics are built for a specific type of player: one who understands that long dry stretches are the price of admission for the 50,000x ceiling.
Where to Play in Canada: RTP & Casino Selection
Money Train 2's 96.40% RTP is the published figure for standard configurations. Some operators offer lower RTP variants — always verify in-game before depositing. The information button (typically bottom-left in any slot game) will show you the exact RTP configured at that casino.
- Full RTP (96.40%): Most reputable Canadian operators maintain this. Verify before playing.
- Reduced RTP variants: Exist at some operators. If the in-game RTP shows below 96%, find another casino. The difference between 96.40% and 94.00% across a serious session is significant.
Major Canadian operators carrying Money Train 2 include LeoVegas, Betway, Casumo, and Jackpot City. Play'n GO and Relax Gaming titles are among the most widely licensed in the Canadian market, meaning availability is rarely an issue. Bonus Buy is accessible at most of these operators, though always confirm your specific province's regulatory status — some provincial frameworks restrict or require specific Bonus Buy configurations.
Play Responsibly - 18+ Only
Gambling should be entertaining and fun. Remember that slots are games of chance, and there's no guaranteed way to win. Never gamble more than you can afford to lose, and always set limits for yourself. If you feel gambling is becoming a problem, please seek help immediately.
FAQ - Frequently Asked Questions
How does the Money Cart bonus trigger in Money Train 2?
The bonus activates when a Collector symbol and at least one Payer symbol land simultaneously on the reels during the base game. It can also be entered directly via Bonus Buy at approximately 100x your bet at most Canadian operators.
What is the 50,000x maximum win and how realistic is it?
The max win requires a Collector to fire while multiple high-value Persistent Payers are active on the board — typically following a Necromancer extension — and has been achieved on verified streams; at $1/spin that's $50,000, making it rare but legitimate.
What does the Necromancer symbol do?
When the respin counter would hit zero and end the bonus round, the Necromancer resets it to 1, extending the round at the most critical possible moment and giving valuable symbols already on the board more time to accumulate and interact.
Is Money Train 2 better than Money Train 3 or Money Train 4?
Money Train 2 has a more elegant modifier system than its sequels and is considered the purest version of the mechanic by most experienced players, despite the later games offering higher max wins and additional complexity.
How much bankroll do I need to play Money Train 2 properly?
A minimum of 200x your bet is recommended at $0.50/spin ($100) for statistical coverage of 1–2 bonus triggers; for a comfortable multi-feature session, 400x ($200) is more appropriate given the base game drain rate.
Can I use a casino welcome bonus on Money Train 2 in Canada?
Most Canadian online casinos accept Money Train 2 for bonus wagering, but always verify the specific terms as some operators classify it as restricted due to its extreme volatility and 50,000x max win potential.
What's the difference between the Persistent Payer and a standard Payer?
A standard Payer holds its position for the current respin count and contributes its value when a Collector fires, while a Persistent Payer stays on the reels for the entire remainder of the bonus round and continues growing in value — making it the single most valuable symbol to land early in a Money Cart round.